It seems like the only thing we hear on the news these days is the constant debate that is currently taking place in the United States regarding health care. But what does it all mean? What is the difference between health care and health insurance, and how will it affect me and my family?
Health care is the care you receive when you visit a hospital or doctor’s office to receive treatment for an illness. Health care includes all of the goods and services that are designed to promote health. Health insurance is an insurance that is used to cover medical expenses. You pay a monthly premium, and should you need medical attention, your insurance company will pay for most of those medical costs.
The current debate that is taking place across the country is with regard to the government controlling a large portion of the health care industry. There are many details in this health care bill, but the main points of the bill include giving low-income families access to health insurance and requiring employers to offer health insurance to their employees.
There are many pros and cons to this bill. This bill would bring health insurance to many people who otherwise could not afford it and would put cost restrictions on what seems to be an out-of-control industry. Many people have made good arguments about the ridiculous cost of receiving healthcare. When a man without insurance goes to the emergency room, and receives a two thousand dollar bill for his thirty-minute stay, it raises some questions about the ethical nature of the health care industry.
On the other hand, there are also many cons to the passing of this bill. Many people think that the quality of health care will go down if the industry is regulated by the government. If you compare government agencies with companies in the private sector, companies that are driven by profit are much more efficient and far exceed their government equivalents. Another point that is argued by opponents of the bill is that it will cost trillions of dollars, which will be repaid partly by taxing wealthy individuals. Small businesses will incur more costs, as they will be required to offer insurance to their employees.
Emotions tend to run high when talking about healthcare. Quality of life and happiness is determined by a person’s health. And when people start to talk about change, it tends to make everyone a little nervous because no one knows what the outcome will be. This bill affects everyone, and there are people it might help, and people it might hinder, so naturally it tends to cause emotions to run high.
Over time, other countries have moved to having health care completely controlled by the government. Some say this system works great, but others do not. The outcome of this bill, whether beneficial or detrimental to our nation, will only be known after the passage of time. Hopefully it will be to all of our benefit.
By: Nick Messe
Posts Tagged ‘Health Care Industry’
The Difference Between Health Care and Health Insurance
November 27th, 2009How to Find Arizona High Risk Health Insurance
October 22nd, 2009
If you have a major pre-existing condition you might have a hard time finding an Arizona health insurance plan. Most insurers don’t want to insure a high risk person simply because that person uses more health care than a healthy person and therefore costs more to insure. This is a sore subject with many people, especially those who need the health insurance and are denied because of pre-existing conditions. Is there a way to find high risk health insurance in Arizona? Absolutely. In fact, there is one way, and it just happens to be the easiest way.
Arizona High Risk Health Insurance Pools
High risk pools are one of the best ways for those categorized as an above average risk to get the AZ health care they need at an affordable price. Thousands of people use these pools to get the medical care they need. Essentially, the pool is large group health coverage for those who can’t be insured by a typical company with an individual plan.
High risk pools are funded by the federal government and are even beneficial for businesses because the high risk employees can use the high risk pool, which brings the cost of regular group health care down.
Until the health care industry can be revamped, these health pools around the country are definite options to help people who need medical insurance, get the help they need.
Compare Arizona High Risk Health Insurance Quotes
One of the easiest ways to find Arizona high risk medical insurance is to shop around and compare rates. Each company has different underwriting standards and criteria for being approved so even if you are considered a high risk individual to insure by one company it does not necessarily mean that you cannot be approved for high risk health insurance with another company.
By: James J. Robinson
